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FerratumBank is a dedicated mobile bank that puts all your everyday banking needs in the palm of your hand.


The ONLY account
you need across Europe

A multi-currency account without borders. The freedom to move money between countries in real-time for free. Access to your money wherever you are with all the everyday banking tools you need. Welcome to the FerratumBank Current account.

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Pay any contact via SMS

At FerratumBank, we like easy. Pay any contact through your phone. Simply enter the name and mobile number of the recipient along with the amount you wish to send and the recipient will get an SMS instructing them how to transfer the money to their own account.

Flexible overdraft

See more, do more. With money always available, you can say yes to life more often. Whether you´re making purchases, checking into a hotel, or simply need a little extra cash, with a FerratumBank flexible overdraft, anything is possible.

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Free contactless

The world is yours! Powered by MasterCard, your FerratumBank debit card allows you to withdraw cash across Europe in any currency and make purchases in-store and online anywhere MasterCard is accepted. Fast and secure, our contactless technology also means purchases can be made with just a tap of the card!

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Currency Exchange Calculator

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The displayed exchange rates are only indicative and on card transactions may vary.

Latest Blog Posts

Outdo Yourself Story: How One Girl Made Her Grandpa´s Dream Come True

Back in December, we ran a contest called Outdo Yourself. To enter, we asked you to send in a video about a project or goal that was dear to you. One of the most heartfelt videos we received was from Liisa-Lotta of Estonia who has the dream of fulfilling her grandfather´s dream.

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How To Do A Mental Spring Clean

Spring is here and the act of spring cleaning has been shown to have therapeutic qualities leading to decreased stress, increased creativity, and improved moods. While cleaning our physical space has benefits, spring also offers the perfect opportunity to do a mental spring clean. Here´s how.

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Celebrating St. Patrick´s Day Around The World

On March 17, the world is coloured green celebrating Irish culture with music and dancing. Wherever you´re from and wherever you might now call home, there´s sure to be a party this St Paddy´s Day. Expats and locals unite - here, we explore a few hotspots across the globe.

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Ferratum Bank p.l.c. is a public limited company, registered under the laws of Malta with number C56251, with its registered address at Tagliaferro Business Centre, Level 6, 14 High Street, Sliema SLM 1551, Malta. Ferratum Bank p.l.c. is licensed as a credit institution by the Malta Financial Services Authority. Ferratum Bank is also regulated by the European Central Bank.

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