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The next 5 minutes could change your financial future

That’s all it takes to join the 100% online bank that fits in your pocket - Everything you need to manage your money across Europe


The ONLY account
you need across Europe

Imagine a multi - currency account without borders. The freedom to move money between countries in real-time for free. Imagine taking your entire bank wherever you go with full money access and all the tools you need as soon as you step off the plane. You’re imagining a FerratumBank Current Account.

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Pay any contact via SMS

A simple way to send or receive money with just a mobile number. Whether its repaying a friend for concert tickets or splitting the bill for dinner - it's quick, easy and secure with a simple SMS.

Hassle-free overdraft

More outgoings than money coming in this month? Don’t worry. We’ve got you covered with a flexible overdraft. As long as you can cover the interest you can pay us back when it suits. It is easy to apply and you don’t even need your salary paid into your account to qualify.

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Free contactless

Withdraw cash from ATMs globally in any currency, and pay for goods in-store and online anywhere MasterCard is accepted. With contactless technology you can also pay with a simple tap. It’s easy, secure, and can be used for free across Europe as soon as it arrives at your door. Plus, it's also linked to your overdraft!

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